Relay
A U.S. small-business banking platform with up to 20 free checking accounts and integrations with Xero, QuickBooks, and Gusto.
Relay (Relay Financial) is a fintech bank built for cash-management workflows like Profit First. Accounts are FDIC-insured through Thread Bank. Compared to Mercury, Relay is somewhat more lenient on address verification for non-Atlas-formed LLCs, but the same fundamental rule applies: a CMRA-flagged or registered-agent-only address fails KYB. Relay also requires a U.S. SSN or ITIN for at least one account signer in some flows.
Also known asRelay Financial, Relay Bank, relayfi.com
Related terms
- Mercury — A U.S. fintech bank popular with startups and remote founders, offering free business checking with strict add…
- Bluevine — A U.S. small-business banking platform offering free business checking and lines of credit, generally more fle…
- KYB — The verification process U.S. financial institutions perform on a legal entity (LLC, corporation, partnership)…
- ITIN — A nine-digit IRS-issued tax identification number for individuals not eligible for a Social Security Number.…